Defining the Scope of Service
CORE
The foundation of every client relationship — essential, disciplined, ongoing
Education & Behavioral Coaching
- Financial literacy education for all generations
- Behavioral coaching during volatility and life events
- “What-if” scenario planning and stress-testing
- Regular Strategy & Tactical Sessions
- Communication strategies for couples and families
Investment Advisory & Financial Planning
- Risk profiling and return objective alignment
- Tax-efficient investment and withdrawal strategies
- Strategic asset allocation, manager selection and monitoring
- Non-traditional solutions: alternatives, buffered products, annuities
Foundational Wealth Planning
- Net worth consolidation & tracking
- Cash flow & savings discipline
- Retirement readiness assessment
- Social Security & Medicare optimization
- Roth conversion strategies
- Annual “financial snapshot” planning updates
Comprehensive
Multi-dimensional planning and coordination, with professionals across disciplines
Trust, Estate & Legacy Planning
- Will, trust, and beneficiary design
- Revocable & irrevocable trust structure reviews
- Estate tax mitigation strategies
- Legacy and values-based planning
Insurance & Risk Management
- Comprehensive policy reviews and adjustments
- Medicare enrollment & supplemental plan optimization
- Secure online client portal, mobile app, digital document vault
Professional Collaboration
- Integrated planning with CPAs, attorneys, and bankers
- Coordination of tax-efficient investment & estate strategies
- Communication across fiduciary and trustee relationships
- Strategic guidance during transitions or liquidity events
Advanced
For complex wealth structures, multi-generational needs, and legacy planning
Business Owner & Executive Advisory
- Business entity optimization for tax & liability
- Buy/sell agreement design & funding strategies
- Liquidity event planning
- Deferred comp & NQDC plan integration
- Captive insurance program analysis
- Coordination with investment bankers for exit strategy
Philanthropy & Social Impact
- Charitable trust design
- Donor-advised fund & grant strategy
- Private foundation strategy and administration
- Strategic family giving plans
- Philanthropy education for next-gen heirs
- Family volunteering experiences and legacy workshops
Family Governance & Generational Stewardship
- Multi-generational wealth continuity planning
- Family mission statement and governance structure creation
- Preparation of heirs for financial responsibility
- Family meetings
- Heir readiness assessments and coaching
- Education for blended or complex family structures
Concierge
Support for everything life demands — beyond financial planning
Lifestyle & Luxury Services
- Private aviation, yacht and luxury purchase advisory
- Curated travel and experience planning
- Personal assistant to help with miscellaneous tasks, like scheduling an oil change
- Art advisory, appraisal & curation
Health & Wellness Resources
- Healthcare concierge
- In-home medical care & aging-in-place design
- Senior housing transitions and placement support
- Fitness, wellness, and life coaching
- Insurance review for medical and elder care costs
Personal Financial Concierge
- Bill pay and scheduled disbursements
- Credit score monitoring and restoration
- Identity theft protection and resolution
- Assistance with large purchases and financing
- Household and property management (i.e. staff payroll and hiring, renovations, design)
